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Annetta's Story

Money has always been a huge stressor on me for the holidays. However, that has never dampened the holidays for us. One good present is all the kids expect, and is easy enough. The emphasis for us has always been family. Simple traditions—making Danish butter cookies, a smorgasbord Christmas Eve dinner, playing with cousins, Christmas caroling (horribly) through the neighborhood, and just being together – that is where the memories come from and what will be remembered.

— Annetta